Cypherex is AI-native banking without the legacy. Multi-currency accounts, cards, instant payments, stocks and crypto — engineered in Switzerland to Swiss standards.
Spend, send, save and grow — without juggling three banks and five apps.
Hold and spend in CHF, EUR, USD and more — with local details where you need them and one balance view across everything.
Virtual cards in seconds, physical and metal cards when you want them. Freeze, limit and control everything from the app.
Domestic and international transfers at speed, with fair, transparent exchange rates — no hidden spread games.
Stocks, ETFs and bonds executed through a regulated Swiss partner — from one-tap orders to recurring investment plans.
Buy, sell and hold Bitcoin and Ethereum alongside your everyday money — with the same security as the rest of your account.
Every account, card and investment in a single view — with real-time notifications for everything that moves.
Investing shouldn't live in a separate app with a separate login and a separate balance. In Cypherex, your money moves from spending to saving to markets without friction.